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$208 Million Senior Debt Restructure – Multi-Asset Portfolio

$208 Million Senior Debt Restructure – Multi-Asset Portfolio

Service

$208 Million Senior Debt Restructure – Multi-Asset Portfolio

Client

Private family property group

Location

Victoria

Industry

Debt Advisory | Property Capital Structuring | Multi-Asset Portfolio Restructure

Deal Team

Lead Advisor

Jonathan Koziaris

Director

Co-Founder Jonathan Koziaris brings over 17 years of banking and commercial lending experience to the organization.

Having previously worked at 3 of the major banks in predominantly Senior Relationship Management roles, Jonathan brings a depth of experience in the Emerging Corporate, Property, and SME Diversified Industry segments.

Jonathan’s predominant areas of expertise include:

  • Working with diversified Emerging Corporate Business’ and SME’s seeking growth funding solutions
  • Property development and construction funding across the full spectrum of asset classes
  • Commercial property investment facility structuring and acquisition funding
  • Capital structuring cost analysis and advice
  • Transactional banking
  • Foreign exchange solutions and management strategies

Co Lead Advisor

Chris Papadopoulos

Associate Director, Property

Chris is responsible for property related deal origination and structuring, across all forms of property asset classes. He has over 20 years’ experience in property finance and transacted over $2 billion in property investment and development deals throughout his career.

A majority of Chris’ career was in senior relationship management roles within ANZ’s Commercial Property Finance division. Prior to joining EMK Thomas Capital, Chris spent six years in senior executive roles within the property funds management industry and responsible for new client acquisition and portfolio management.

Chris’ predominant area of expertise is working with small to large private family businesses providing advice and structuring solutions on:

  • Commercial Property Development Finance
  • Predevelopment Finance
  • Commercial Property Investment Finance
  • Facility review and restructuring

Corporate Analyst

Calvin Shum

Corporate Analyst

Calvin Shum brings over a decade of experience in the Banking and Finance sector having held front line positions in retail, business banking, and commercial broker segments at CBA, ANZ, and NAB, where his most recent role was Senior Business Banker at NAB.

Leveraging his extensive knowledge of commercial and consumer lending processes, and with firsthand experience of credit and risk assessment gained across 3 major banks, Calvin has the banking “know how” that enables
him to craft highly effective and bespoke debt funding solutions to help his client base grow their business.

Calvin’s areas of expertise includes:

  • Diversified SME and Emerging Corporate Business lending
  • Commercial property development funding solutions
  • Commercial and residential property investment
  • Lending Covenant analysis and debt sizing
  • Security structuring

The Challenges

  • Complex senior debt structure across a diversified portfolio of property assets
  • Required refinance of residual stock and income-producing assets
  • Need to unlock liquidity for upcoming development and planning milestones
  • Repositioning of pre-development assets for future construction readiness.

Our Solution

  • Delivered a staged refinance and strategic realignment of senior facilities across seven asset classes
  • Structured residual lending aligned to sell-down timelines
  • Rebalanced debt across stabilised, income-generating assets
  • Released funds for soft costs across the group’s pre-development pipeline

Client's Result

  • Simplified and optimised funding structure across a $208M portfolio
  • Increased liquidity and flexibility to execute development program
  • Enhanced alignment between capital structure and commercial outcomes