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Home Loans and Investment Home Loans

Home Loans and Investment Home Loans

EMK Thomas has the capabilities, resources and access to over 50 different Bank and Non-Bank lenders providing traditional Mortgage broker solutions.

Whether a first home buyer or property investor EMK Thomas is able to provide tailored personal solutions that assit when acquiring residential property.

Some of the many scenarios we have worked through are:

  • Purchasing a new home,
  • Purchasing a new residential investment property,
  • Off the plan purchases,
  • Home Loan pre approvals
  • Refinance existing loan facilities
  • Market comparison to achieve lower interest rates on existing loan facilities,
  • Refinance and restructure owner occupied home loans or investment property loans for equity utlisation.

"Our Development Group has sourced its financing needs almost exclusively through the services and resources of Jonathan Koziaris and EMK Thomas Capital and Advisory. The services offered and the expertise and professionalism with which they were delivered was excellent and the results were well above our initial expectations. Jonathan and his organisation approached our brief with honesty, transparency and vigour and satisfied our financing needs in a timely manner. We continue to use their services and do not expect that this will change anytime in the future."

Property Development and Construction

Managing Director

"Soon after listing in 2017 we needed funding for 2 transformational acquisitions. EMK Thomas lead and secured bank funding when others told us we would need to look at more expensive options. Tom’s knowledge of our business and his ability to leverage this to get what we need has helped our business grow, and we now consider him as part of our extended team."

Business and Corporate Finance


"Tom from EMK Thomas came on as our Debt advisor in January 2018 and we have retained his services ever since. His expert knowledge of how banks work has been of enormous benefit in helping us secure funding when we needed it. EMK Thomas is always available when we need them and we consider Tom a trusted adviser to me and my CFO. "

Debt Advisory