Our People
Meet our Team
Tom Renda
Director
Co-Founder Tom Renda brings 35 years of experience in front line and Senior Executive roles in Business, Corporate and Institutional Banking across 3 major banks.
Tom’s area of expertise is working with large private businesses and small cap listed companies providing advice and solutions on:
- Debt structuring encompassing:
- Debt sizing analysis,
- Covenant calibration,
- Optimal capital stack analysis across alternate debt products,
- Working capital analysis
- Acquisition finance, growth funding and re gearing.
- Credit positioning and work out negotiation with financiers
Thomas (Tom) Renda is a credit representative (510599) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Jonathan Koziaris
Director
Co-Founder Jonathan Koziaris brings over 13 years of banking and commercial lending experience to the organization.
Having worked at Three of the major banks in predominantly Senior Relationship Management roles, Jonathan brings a depth of experience in the Property, SME and Emerging Corporate Diversified Industry segments.
Jonathan’s predominant areas of expertise is around:
- Property development and commercial property investment facility structuring
- Working with diversified Small to Medium Enterprise and Emerging Corporate Business’ seeking debt solutions to expand their operations
- Facility security structuring
- Interest rate cost reviews
- Transactional banking solutions
- Foreign Exchange strategies and solutions
Michael Birch
Associate Director - Corporate Finance & Property
Starting out in family business Michael has over 35 years front line banking & finance experience across three major banks in corporate and commercial banking.
Since 1997 Michael has specialised in financing property investment and property development transactions ranging from $15m to $100m for private family businesses, family offices and unlisted funds. Throughout this period Michael has also led teams of bankers in both the property and generalist areas, with a 2-year stint working within a boutique advisory firm before returning to a senior property role in Corporate and Institutional Banking.
Michael’s area of expertise is working with small to large private family businesses providing advice and structuring solutions on:
- Property Development finance
- Property Investment Finance
- Working Capital Finance
- Facility security restructuring
- Interest rate cost reviews
Calvin Shum
Corporate Analyst
Calvin Shum brings over a decade of experience in the Banking and Finance sector having held front line positions in retail, business banking, and commercial broker segments at CBA, ANZ, and NAB, where his most recent role was Senior Business Banker at NAB.
Leveraging his extensive knowledge of commercial and consumer lending processes, and with firsthand experience of credit and risk assessment gained across 3 major banks, Calvin has the banking “know how” that enables him to craft highly effective and bespoke debt funding solutions to help his client base grow their business.
Calvin’s areas of expertise includes:
- Diversified SME and Emerging Corporate Business lending,
- Commercial property development funding solutions.
- Commercial and residential property investment.
- Lending Covenant analysis and debt sizing.
- Security structuring.
Andrew Tham
Director - Corporate Finance
Commencing his finance career in 1999 with NAB, Andrew is an experienced leader and finance professional.
Having worked across Business Bank, Corporate & Institutional, Property and Emerging Corporate segments, Andrew has deep experience in working with large private businesses, small cap listed companies and businesses that are experiencing rapid growth. With over 25 years in Banking, Andrew has worked with clients across a broad range of industries in each of these segments.
In 2020 Andrew was appointed as the inaugural Head of Emerging Corporate business for NAB in Victoria, servicing businesses borrowing $20m to $100m and leading up a team of bankers working with clients in high growth and transitionary modes, assisting them with:
- Merger & Acquisition Funding
- Growth Capital
- Working Capital
- Specialised Asset Funding
- Buy Out Situations
- Finance Facility Review and Restructure
Andrew brings a wealth of enthusiasm and knowledge to the business and its clients with his vast knowledge of corporate lending market.
Chris Papadopoulos
Associate Director - Property
Chris is responsible for property related deal origination and investment structuring, across all forms of property asset classes.
He has over 20 years of experience in property finance, high level technical property and credit analysis skills, and has transacted over $1.5 billion in property investment and development deals throughout his career.
The majority of Chris’ career was in senior relationship management roles within ANZ’ Commercial Property Finance division.
Prior to joining EMK Thomas Capital, Chris spent six years in senior executive roles within the property funds management industry and responsible for new client acquisition and portfolio management.
Adil Basoeki
Corporate Analyst
Adil Basoeki is an experienced finance professional with strong credit and analytical capabilities.
His experiences working in numerous Senior Business Banking Relationship roles over the last 10 years at NAB has provided him the rounded skills essential to tailoring finance solutions for customers in various industries.
Adil has extensive experience in the following areas:
- Lending solutions for Professional Services type organisations
- Working with Small to Medium Enterprises and Emerging Corporate Businesses
- Commercial Property Investment and Developing Funding solutions
- General cash flow lending transactions
Jenifer Baranda
Financial Controller
Jenifer Baranda (CPA) has extensive experience in accounting and financial reporting having previously worked as a qualified CPA for multiple Accounting firms over the past 10 years.
Jenifer has held various positions and titles as well as having worked for several Asia Pacific rim organisations in the capacity of CFO, Accountant and Financial controller.
Jenifer oversees and manages the day to day administrative and financial controlling function for EMK Thomas Capital and Advisory.